Chamber Plan

The Chamber Plan is the go to insurance company for over 30,000 businesses across Canada!

Many member businesses like the Simple, Stable and Smart approach to health insurance. For some the Chamber Plan is their best option because they may find it hard to purchase insurance from other carriers because of Family Content or due to their Industry.

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Are you tired of premium increases every year even if you have good claims experience? The Chamber Plan might be a great option for your firm!

Or for small firms needing to offer coverage to employees that may have already have some pre-existing medical condition, our fully pooled plan allows for firms to offer coverage without the premium going through the roof at renewal!

Available Coverage

Life Insurance

Provides financial support to families of employees in the event of their death. Benefits are adjustable to meet your company’s unique business needs and lets employees pay their premiums through payroll deductions.

Accidental Death & Dismemberment

If an employee passes unexpectedly the shock to their family and co-workers will no doubt echo into the life of your business. AD&D coverage doubles the benefit of the life insurance.

Short Term Disability (STD)/Weekly Indemnity (WI)

Short Term Disability (STD) was referred to at one time as Weekly Indemnity (WI). To simplify, it’s a privatization of the Employment Insurance (EI) Sickness Benefit.

Long Term Disability (LTD)

Long Term Disability (LTD) offers protection should an accident, injury or illness occur and disable them from working.  

Extended Health Care (EHC)

The EHC portion of a plan covers health related expenses like Prescription Drugs, Health Care Practitioners like Registered Massage Therapists, Chiropractors, Acupuncturists, Naturopathic Doctors and more. 

Dental Coverage

Dental Plans cover everything from preventative treatments to major and orthodontic coverage.  The Chamber Plan offers you many options of coverage to fit your companies needs.

Critical Illness Insurance (CI)

Critical Illness Insurance (CI) reduces the financial stress for employees and employers when a critical event happens.

Employee Assistance Program (EAP)

We believe in building long-term relationships with our clients, offering personalized solutions that go beyond mere transactions.

Business Administrative Services (BAS)

Business Administrative Services (BAS) offer employers with options of Financial Assistance, Human Resource Assistance and Legal Assistance.

Best Doctors

Best Doctors (Second Opinion* and other similar products) offer medical consultation of insured people and their families options to have some of the best specialists in the respective fields review their file and ensure the best course of treatment is being followed.

Voyage Assistance

Whether you travel for business or pleasure, the Chambers Plan continues to work for you. The Plan’s Extended Health Care benefit includes coverage for eligible expenses resulting from a medical emergency while you are travelling outside your province of residence. 

Health Spending Account (HSA)

Health Spending Accounts (HSA) are used as a stand alone option or as an addition to a traditional benefits plan.  Most carriers will offer a HSA as an addition to your plan but when they don’t we have other carriers that we can use as options to provide HSA’s to you and your employees.  

Ready to Get Started?

Book a free introductory meeting and the coffee is on us!