Child Criticial Illness

Why Choose Critical Illness Insurance for Children?

Intelligent

Coverage that grows with them, protecting your child at every stage of life.

  • Guaranteed coverage as an adult
  • Locked-in lower premiums
  • Opportunity for cash back without canceling
  • Option to add long-term care conversion

Astute

Plan for your child’s future. Financial support for unexpected medical costs.

  • Cover time off work to provide care
  • Medical treatment & travel expenses
  • Increased daily household expenses
  • Ongoing protection for life

Wise

Protect what matters most. Alleviate financial stress during a serious illness.

  • Illness affects the whole family
  • Benefit can cover lost income
  • Peace of mind to focus on your child
Cash back illustration

Smart: Get 75% of Your Premiums Back!

This unique option returns 75% of the premiums you’ve paid if a claim hasn’t been made by your child’s 25th birthday or the 15th policy anniversary (whichever is later). Use the payment for a down payment on a home, student loans, or anything else!

Your child’s coverage continues, and you can even get back all remaining premiums later if the policy is cancelled.

Discover Smart Options

Comprehensive Coverage for Your Child

26 Full Payout Illnesses

  • Acquired brain injury
  • Aortic surgery
  • Aplastic anemia
  • Bacterial meningitis
  • Benign brain tumour
  • Blindness
  • Cancer
  • Coma
  • Coronary artery bypass surgery
  • Deafness
  • Dementia
  • Heart attack
  • Heart valve replacement
  • Kidney failure
  • Loss of independent existence
  • Loss of limbs
  • Loss of speech
  • Major organ failure
  • Major organ transplant
  • Motor neuron disease
  • Multiple sclerosis
  • Occupational HIV infection
  • Paralysis
  • Parkinson’s disease
  • Severe burns
  • Stroke

5 Childhood Illnesses

  • Cerebral palsy
  • Congenital heart disease
  • Cystic fibrosis
  • Muscular dystrophy
  • Type 1 diabetes mellitus

*Coverage for these five conditions ends on the child’s 24th birthday.

8 Partial Payout Illnesses

  • Specific types of Cancer (e.g., CLL Rai stage 0, DCIS, Stage 1 melanoma, etc.)
  • Coronary angioplasty

Ready to Protect Your Child’s Future?

We’re here to help. Talk to your advisor today or contact us for more information.