Accidental Death & Dismemberment

If an employee passes unexpectedly the shock to their family and co-workers will no doubt echo into the life of your business.  AD&D coverage doubles the benefit of the life insurance (Was called double indemnity).  To assist your employees we often recommend employers consider an Employee Assistance Program (EAP).

Accidents sometimes are not of a terminal nature but loss of limbs may cause an employee to require modification to their home or vehicle the Dismemberment part of these policies can assist employees with coverage of those expenses (Combined with Extended Health Coverage)